Landlord accountant fees · UK guide · 2026
How much does a landlord accountant cost in the UK?
Clear market ranges, no false starter price. What landlord accountancy costs, what affects the price, and what you should expect to see in writing.
Book a call to confirm your fee →Landlord accountant cost — short answer
UK landlord accountancy fees start from around £150–£200 per month for a straightforward residential portfolio on a monthly engagement. Self-assessment-only (no ongoing service) starts from £300 as a one-off. Complex portfolios with SPVs, HMOs, and bookkeeping run £400–£600+ per month. The cheapest option is rarely the most cost-effective — a missed Section 24 saving or an unplanned CGT bill typically exceeds years of fee savings.
Who this applies to: UK landlords comparing accountancy options and prices.
Landlord fee scope guide
Use these as scope categories, not RR quote bands. RR confirms the fixed fee in writing after a 20-minute call. VAT charged separately.
Residential landlord — self-assessment + MTD
Personal portfolio- ✓Self-assessment with SA105 property pages
- ✓MTD Income Tax readiness and quarterly submissions
- ✓Allowable expenses review
- ✓Monthly Portfolio Reporting Pack via Compliance Vault™
- ✓Year-round advisory access
Best for: 1–5 personally-held properties, no SPV
Residential landlord — with SPV
Personal + SPV- ✓Everything above
- ✓SPV annual statutory accounts
- ✓CT600 corporation tax return
- ✓Companies House filing
- ✓Salary and dividend planning for SPV director
Best for: Mix of personal-name and SPV properties
Complex portfolio
Complex portfolio- ✓Multiple SPVs or HMOs
- ✓CGT planning on disposals
- ✓Management accounts
- ✓VAT (if applicable)
- ✓Full bookkeeping
Best for: 6+ properties, multiple structures, or commercial property
Self-assessment only (one-off)
Annual filing- ✓Annual SA return with property pages
- ✓Basic expense review
- ✓No ongoing engagement or advisory
Best for: Single property, straightforward income, no planning needed
What affects the cost of a landlord accountant?
Number of properties
Each additional property adds time — more SA105 pages, more expense reconciliation, more portfolio reporting lines.
SPV (limited company)
Adds annual accounts, CT600, Companies House filing, and director self-assessment on top of the personal return.
Bookkeeping included
If you keep your own records in a standard format, cost is lower. If the accountant also handles bookkeeping, expect 30–50% more.
MTD compliance
From April 2026, landlords above £50k gross need quarterly digital submissions. This is typically included in monthly engagements but adds cost to annual-filing-only services.
Advisory depth
Firms that only file charge less. Firms that plan Section 24, model SPV transfers, advise on CGT timing, and run an Annual Compliance Review charge more — and typically save more.
Specialist vs generalist
A specialist landlord accountant charges a premium over a generalist. The premium is usually recovered through one better-timed decision.
Landlord accountant cost — FAQs
How much does a landlord accountant cost in the UK?
UK landlord accountancy fees typically start from £150–£200 per month for a straightforward residential portfolio with self-assessment and MTD readiness. More complex portfolios — HMOs, mixed-use, multiple properties with bookkeeping — cost £300–£600+ per month. Self-assessment-only (no ongoing engagement) starts from around £300 as a one-off annual filing.
What affects how much a landlord accountant charges?
The main cost drivers are: number of properties (more properties = more time); whether an SPV is involved (adds annual accounts and CT600); whether bookkeeping is included or done by the landlord; whether the firm provides year-round advisory or just files annually; the location of the firm (London firms typically charge more); and the firm's specialist depth (specialists charge more than generalists).
Is a monthly fee or annual fee better for landlords?
Monthly fees are more predictable — they spread the cost and ensure year-round access rather than a single annual engagement. Annual fees can be lower in total but often result in rushed year-end work and no contact in between. For landlords with MTD Income Tax obligations from April 2026, a monthly engagement that includes quarterly submissions is more practical than a once-a-year filing service.
What should be included in a landlord accountant's fee?
At minimum: self-assessment return with SA105 property pages, advice on allowable expenses, and MTD Income Tax compliance if applicable. A good landlord accountant also includes year-round availability, proactive advisory (not just filing), portfolio reporting, and a written engagement letter specifying exactly what is and is not included. Hidden add-on fees are a red flag.
How much extra does SPV accounting cost?
An SPV (limited company holding property) requires annual statutory accounts, a CT600 corporation tax return, and Companies House filing in addition to your personal self-assessment. At RR Accountants, SPV accounting adds £100–£200 per month to the personal engagement fee, depending on complexity.
Are cheap online accountants suitable for landlords?
Volume-model online firms (typically £20–£50 per month) are built for straightforward sole-trader businesses with simple accounts. Most do not have deep landlord tax expertise — Section 24 modelling, SPV structuring, CGT planning, and MTD ITSA readiness are specialist areas that require more than a software platform and a rotating account manager. The cost of a missed CGT relief or an unplanned Section 24 bill often exceeds years of fee savings.
How much does a self-assessment return cost for a landlord?
A standalone self-assessment return with property pages (SA105) for a landlord typically costs £300–£600+ as a one-off annual filing depending on complexity. Multiple properties, overseas income, or capital disposals add cost. Some firms charge this without offering any advisory between filings — so the filing cost is not the whole picture.
What is RR Accountants' fee for landlord accountancy?
RR Accountants confirms landlord accountancy fees in writing after a 20-minute call. The fee depends on portfolio size, SPV structures, MTD Income Tax status, bookkeeping volume, CGT events, and how much year-round advisory you need. The written scope sets out exactly what is and is not included before work starts.
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Book a call →Iftikhar Rashid FCCA · 16 years · Specialist in property and landlord tax