Resources — Paying HMRC
How to Pay Your HMRC Tax Bill
Self Assessment · VAT · PAYE · Corporation Tax · Crypto · Penalties
Paying HMRC doesn't have to be confusing or risky. Use this guide to choose the right tax type, use the correct reference, and pay safely—without delays, interest, or penalties.
Choose your tax type below. Payment links open in a new tab.

TL;DR
- You can pay your HMRC tax bill online, by bank transfer, Direct Debit, or debit card.
- Use the correct reference number for your tax type.
- Paying late can result in interest and penalties.
Step-by-Step: Paying Your HMRC Tax Bill
Identify the tax you're paying
Find the correct payment reference
Choose a payment method
Pay before the deadline
HMRC Payment Methods
| Payment Method | Processing Time | Best For |
|---|---|---|
| Online / Mobile Banking | Same or next working day | Most payments |
| Debit Card | Instant | Urgent or last-minute |
| Direct Debit | 3–5 working days | Planned payments |
| CHAPS | Same day | Large or time-critical sums |
Payment Details by Tax Type
Pay Self Assessment tax if you're self-employed, a landlord, or have untaxed income.
Reference needed: Your 10-digit UTR (no spaces).
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Watch: How to pay (step-by-step)
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Frequently Asked Questions
Not Sure Your Tax Bill Is Correct?
Many tax bills are wrong due to missed allowances, reliefs, or earlier reporting errors. We'll confirm what you owe and help you avoid penalties.
RR Accountants helps UK individuals, landlords, and companies manage tax, compliance, and HMRC obligations with clarity and control.