Making Tax Digital for Income Tax goes live April 2026.
Quarterly submissions, digital records, and software setup for UK landlords and sole traders above the £50,000 threshold.
MTD Income Tax is the biggest change to UK personal tax in a generation. Affected taxpayers must keep digital records and submit four quarterly updates per year — plus a final declaration. No grace period. Penalties start from the first missed submission.
Is this for you?
- Landlords with gross rental income above £50,000 (from April 2026)
- Sole traders with gross income above £50,000 (from April 2026)
- Landlords and sole traders above £30,000 (from April 2027)
- Combined-income individuals (rental + self-employment) above the threshold
- Anyone currently filing annual self-assessment who crosses the threshold
What's included.
Eligibility assessment
Confirm whether you're above the threshold and when MTD applies to you.
MTD-compatible software
Set up Xero, FreeAgent, or similar with HMRC's MTD bridge.
Quarterly digital records
Records kept to MTD digital-link standards throughout the year.
Quarterly submissions
Four quarterly updates per year submitted to HMRC on time.
Final declaration
Replaces the traditional SA100 — submitted by 31 January.
Penalty avoidance
We track the new points-based penalty system and ensure you don't accumulate points.
The system that turns this service into a year-round process.
Deadline Lock tracks all four quarterly MTD dates plus the final declaration. Evidence Pack captures records to MTD digital-link standards from day one — no retrospective re-mapping. Portfolio Reporting Pack delivers monthly numbers that feed each quarterly submission.
Read more about Compliance Vault™Documented in your engagement letter. Reviewed annually.
- WhatsApp typically under 30 min
- Email within 1 working day
- Monthly close by the 7th
- Phone manned reception, typically within 10 min
Three steps. No back-and-forth.
Step 01: 20-minute discovery call
We confirm fit and walk through how this service would work for your business.
Step 02: Engagement and onboarding
Engagement letter, Direct Debit, and Compliance Vault™ setup — typically within 24 hours.
Step 03: Year-round delivery
Monthly numbers, tracked deadlines, advisory raised — and an Annual Compliance Review every 12 months.
Bundled with landlord/sole-trader monthly compliance from £200/month
A specific fee is agreed in writing after your 20-minute discovery call. No hourly billing. No surprise charges. No add-on tiers.
What you get from us that you don't get elsewhere.
Already onboarded clients
We're preparing affected clients now, not in March 2026. The setup happens calmly, not in panic.
Quarterly cadence built in
Compliance Vault™ already runs to a monthly cadence. Quarterly MTD submissions are a downstream output, not a new process.
Penalty system tracked
MTD's points-based penalty regime is new. We track points and ensure clients never accumulate the threshold.
Software fully integrated
We set up the software, configure the digital links, and run it for you — not a 'here's a username' approach.
Making Tax Digital for Income Tax goes live April 2026 — common questions.
When does MTD Income Tax start?
April 2026 for self-employed individuals and landlords with gross income above £50,000. April 2027 for those above £30,000. Below £30,000, MTD doesn't yet apply (the government has paused the rollout below this threshold).
How is gross income calculated?
Gross income for MTD purposes is the total income from self-employment AND property combined — before deductions or expenses. If your rental income is £35,000 and your sole-trade income is £20,000, your combined gross is £55,000 — above the £50,000 threshold.
What are the quarterly submission deadlines?
Submissions are due roughly one month after each quarter end: 7 August, 7 November, 7 February, 7 May (using a tax-year basis). The exact dates depend on your accounting period. Plus a final declaration by 31 January following the tax year.
What software do I need?
You need MTD-compatible software with digital links — typically Xero, FreeAgent, QuickBooks, or one of HMRC's recognised bridging products. We set this up during onboarding. You cannot use spreadsheets alone; spreadsheets can be part of the chain but must have digital links into the submission software.
What happens if I miss a quarterly submission?
MTD has a new points-based penalty system. Each missed submission earns a point; accumulating 4 points (for quarterly filers) triggers a £200 penalty plus further penalties for ongoing non-compliance. Points last 24 months. We track these for every client.
Often handled together.
Book a 20-minute call.
We'll confirm whether we're a fit, and if we are, we'll tell you exactly what mtd income tax would look like for your business.